NASC CarGuard

United Auto Protection offers more coverage options


We will pay or reimburse You for Reasonable Costs to repair or replace any Breakdown of a mechanical part or component (Covered Part(s)) listed below, less any Deductible(s) You are required to pay. The amount authorized by the Administrator will be paid to the Licensed Repair Facility or directly to You, whichever the Administrator deems appropriate. Replacement parts may be new, remanufactured, non-OEM or like-kind-and quality (used). Reimbursement is based on the Manufacturer’s Suggested Retail Price (MSRP) for parts and labor will be based on a nationally recognized labor manual.

A. Engine and Water Pump - The following parts only are covered: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and rod bearings, camshaft and camshaft bearings, timing chain and timing gears, intake and exhaust valves, valve springs, oil pump, push rods, rocker arms, hydraulic lifters, rocker arm shafts and water pump. The Engine Block and Cylinder Heads are also covered if the above-listed parts caused a Breakdown of the Engine Block or Cylinder Heads; Turbocharger/Supercharger (factory installed only) housing and all internal parts. No other parts are included under this Agreement. Parts that require normal manufacturer’s recommended replacement intervals are not covered under this service Agreement. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

B. Transmission/Transaxle - All internally lubricated parts of Manual or Automatic Transmissions, including oil pump, drums, planetary, sun gear and shell, shafts, bearings, side gears, carrier, pinion gear, ring gear, shift rails, forks, synchronizers, and Torque Converter. Transmission/Transaxle case if caused by the Breakdown of an internally lubricated Covered Part. Damage resulting from Breakdowns by related parts or units such as, but not limited to: Friction parts, such as clutches, of any kind, levers, controls, linkage, cables, radiator, coolers, rubber mounts, external metal or rubber lines or hoses, viscous couplings, drive axles and electrical components, internal or external, to the engine and transmission are not covered. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

C. Transfer Case - All internally lubricated parts of the 4 X 4 Transfer Case. Breakdown of the Transfer Case if caused by the failure of an internally lubricated Covered Part. Damage resulting from Breakdowns by related parts or units such as, but not limited to: Friction parts, such as clutches, of any kind, levers, controls, linkage, cables, radiator, coolers, rubber mounts, external metal or rubber lines or hoses, viscous couplings, drive axles and electrical components, internal or external, to the Transfer Case are not covered. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

D. Air Conditioning – All internally lubricated parts contained within the compressor.

Additional Benefits

Towing Benefit – In the event of a Breakdown covered by this service Agreement, We will pay or reimburse You for receipted towing expenses up to seventy five dollars ($75.00) per occurrence.

Rental Benefit – In the event of a Breakdown covered by this service Agreement, We will pay or reimburse You for receipted expenses to rent a replacement Vehicle (from a licensed rental agency) while Your Vehicle is at a Licensed Repair Facility. Coverage will be provided to You up to a maximum of twenty five dollars ($25.00) for every eight (8) labor hours, or portion thereof, of applicable labor time required to complete the repair, up to a maximum of one hundred dollars ($100.00) for each repair visit. In addition, a maximum of one (1) additional day of rental applies for parts/inspection delays.

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